Exam Preparation

Lending Compliance Exam Preparation for Mortgage Lenders

Lending compliance examinations evaluate your compliance with lending regulations including TILA, RESPA, and ECOA. Canarie helps you maintain evidence of compliant lending operations across the loan lifecycle. Specifically tailored for the unique examination requirements facing mortgage lenders.

More for Mortgage Lenders

Mortgage Lenders Exam Preparation Challenges

Complex disclosure requirements
Fair lending scrutiny
Servicing compliance
Multi-state licensing
CFPB examination readiness

Examining Agencies

CFPBFDICOCCFederal Reserve

Exam Frequency

Every 12-18 months

Preparation Steps for Mortgage Lenders

1
Review lending disclosure procedures
2
Compile closing disclosure accuracy
3
Document APR calculation verification
4
Gather escrow account compliance
5
Prepare fair lending monitoring
6
Document quality control testing
7
Compile exception tracking

Evidence Examiners Expect

Lending policies and procedures
Disclosure accuracy testing
APR calculation documentation
Escrow account records
Fair lending monitoring results
Quality control test results
Exception and override tracking

Related Compliance Areas for Mortgage Lenders

TILA-RESPA complianceFair lendingServicing requirementsState-specific requirementsQM/ATR compliance

Frequently Asked Questions

Transform Lending Compliance Exam Preparation for Your Mortgage Lender

See how mortgage lenders prepare for examinations in days, not weeks.