For sponsor banks

Oversee fintech partners without drowning in PDFs.

Stand up partner diligence in days and oversee every program from one tool. Canarie turns scattered MSAs, attestations, and partner reports into one ongoing evidence ledger, so you add partners without adding analysts.

Faster diligence

MSA to live ledger in a 10-day onboarding sprint.

More partners, same team

Oversee every program from one tool, without adding headcount.

Partner Lifecycle Overview

Horizon Wealth Corp.Active Monitoring
OnboardingIntegrationBetaFull Scale
Lumina PayIn Onboarding
MSA Parsing Complete65% Controls Mapped
Trusted By BaaS Institutions

“We scaled our partner program from 2 to 14 fintechs in 12 months without increasing our compliance head-count.”

System Component 01 // Structural Governance

Automated MSA extraction and control mapping.

Instantly transform complex Master Service Agreements into actionable compliance workflows. Canarie's agents parse every legal obligation and map it directly to a control, ensuring nothing is missed during the onboarding phase.

99.8%
Extraction Precision
10 Days
MSA to live ledger
Contractual Obligation Matrix
MSA ClauseControl RequirementFrequencyStatus
Sec 4.2.1Daily Transaction MonitoringDailyLinked
Sec 8.1.0Quarterly SOC2 ValidationQuarterlyLinked
Sec 12.4IDV Vendor RedundancyEvent-basedPending
Mapping 42 distinct controls for Partner ID: 0992-B (Neo-Bank Pro)
Portfolio Command Center
Live

26

Active Partners

1,247

Controls Running

98.4%

Compliant

Risk Distribution by Partner Tier

Tier 1: Full-Stack Fintechs
Tier 2: Payment Apps
Tier 3: Emerging Programs
LowMediumHigh

Avg. Onboarding

14.2 Days

-35% vs last year

Portfolio Command Center

One screen for your entire partner portfolio.

Stop toggling between spreadsheets, emails, and shared drives. Canarie consolidates every partner's risk tier, control status, and onboarding progress into a single operational view your team actually uses.

Cross-Partner Risk Heatmap

Spot concentration risk across tiers at a glance, not buried in quarterly reports.

Real-Time Velocity Tracking

Measure onboarding speed and control activation rates to keep program growth on track.

Parent and child oversight

Oversee every program without chasing every program.

Canarie gives the bank a consistent operating model across fintech partners while each program manages its own work, evidence, and approvals. Select a program and drill straight into its underlying evidence record.

The same work supports

  • Internal oversight
  • Partner reporting
  • Committee reporting
  • Examiner requests

Structured shared accountability, not surveillance.

Bank · Partner portfolio26 programs
Neo-Bank Alpha
Audit-ready
Lumina Pay
In review
Horizon Wealth
Audit-ready
Cardinal Card
Overdue
Neo-Bank Alpha · Evidence record

PKG-2026-0418 · 84% automated coverage

Audit-ready
  1. Obligation mapped

    MSA Sec 4.2.1 · Daily transaction monitoring

    CTRL-118

  2. Evidence received

    Transaction monitoring attestation, Q3

    v22026-09-14 08:22 UTC

  3. Bank review completed

    Approved by Program Risk

    2026-09-15 13:05 UTC

Continuous Oversight Loop

From artifact to audit trail, automated.

Manual oversight breaks down after your third partner. Canarie replaces the chase-and-collect cycle with a closed-loop system that keeps every fintech relationship exam-ready.

01Ingest

Collect evidence automatically

Canarie pulls control logs, system snapshots, and attestation artifacts directly from each partner's environment on a scheduled cadence. No manual exports.

02Detect

Surface exceptions in real-time

Every artifact is validated against your MSA control map. Gaps, late submissions, and anomalous patterns trigger alerts before they compound into findings.

03Resolve

Close the loop with audit-ready proof

Remediation tasks are assigned, tracked, and time-stamped. When an examiner asks for the record, generate a complete evidence package in one click.

Your system of record, partner by partner.

Use Canarie as your system of record across every partner. Manage risk, prove compliance, and scale your program with institutional confidence.

Audit-Ready for CFPB & OCC Reviews
Secure Cryptographic Evidence Ledger

Partner Risk Profile: Neo-Bank Alpha

Live Evidence Audit History

BSA/AML Control Set

Verified by Canarie Engine // 2 min ago

100% Compliant

Customer Fund Segregation

Last artifact received today at 08:45 AM

100% Compliant

Marketing Review Loop

Scheduled for next quarterly review

Awaiting Date
Automation Coverage84% of MSA Obligations

Scale your partner program without the risk bottleneck.

Start automating your partner governance today. Join the world's most sophisticated BaaS banking programs using Canarie.

Talk to our team