Comprehensive Oversight & Performance

Provide effortless proof of your program performance to any agency.

Canarie validates your policies against the actual regulatory text, then transforms them into a live ledger of continuous evidence. Know your program is correct and be prepared for FDIC, OCC, or Federal Reserve reviews with an institutional-grade record of execution.

Institutional PartnerState Bank of Wyoming
85% Implementation
Operational in 60 days

“We moved from manual tracking to a continuous ledger that provides instant proof for all regulatory reviews.”

The Performance Ledger

Always-On Exam Readiness

Whether it's a scheduled exam or an ad-hoc oversight request, every control execution is automatically timestamped and archived. Don't waste time hunting for artifacts. Simply export the continuous performance history.

Immutable Integrity

SHA-256 hashing provides cryptographic proof that performance data is authentic and unaltered.

Continuous Evidence Trail

A universal chronological record documenting every compliance action and oversight approval in real-time.

Institutional Oversight Export
v4.2.1-STABLE

Entity

STATE BANK OF WYOMING

Report ID

OV-2024-0812-B

[CTRL-08] Quarterly SAR Performance Review

Execution Hash: 7d3a...f92b

VERIFIED2024-07-15 14:22:01 UTC

[CTRL-14] Third-Party Risk Oversight

Execution Hash: a821...e01c

VERIFIED2024-07-12 09:15:44 UTC
Policy Validation Report
BSA/AML Manual v3.2

Regulation

31 CFR § 1020.210 — CDD Program Requirements

COVERED§ 1020.210(a)(1) — Identity Verification

Your Policy §3.1 addresses CIP requirements at account opening.

GAP§ 1020.210(a)(2) — Beneficial Ownership

Policy does not address the 2024 FinCEN Beneficial Ownership Rule updates. Requires revision.

OUTDATED§ 1020.210(b) — Ongoing Monitoring

Policy references superseded 2016 guidance. Current 2024 CDD FAQ should be incorporated.

COVERED§ 1020.210(c) — Recordkeeping

Your Policy §3.4 satisfies 5-year record retention requirements.

75%

Coverage

1

Gap

1

Outdated

Regulatory Validation

Your Policies, Checked Against the Actual Regulation

Every compliance officer knows the pain: reading through hundreds of pages of federal regulation, then cross-referencing your institution's policies to make sure nothing is missing or outdated. Canarie does that automatically.

Gap Detection

Canarie cross-references your policy language against the current regulatory text and flags what's missing, outdated, or insufficiently addressed.

No More Reading the Federal Register

Instead of manually parsing FinCEN guidance or FFIEC exam manual updates, review Canarie's output. It maps regulation to your policy so you see exactly where you stand.

Examiner-Ready Traceability

Every control traces back to the specific regulation it satisfies. When an examiner asks “where does your policy address this?”—you have the answer instantly.

Institutional-Grade Efficiency

Most compliance systems require a full department to manage. Canarie enables one person to maintain comprehensive oversight across the entire institution.

Continuous Evidence Collection

Connect your Core Banking, HR, and SSO systems to automatically populate your oversight ledger. Canarie monitors performance silently, only alerting you when human intervention is required.

Unified Oversight Dashboard

A single source of truth for all regulators. Monitor every control status and performance metric across the bank from one central view.

Institution Health98.2%

Program Orchestration

Automate the cadence of quarterly reviews, annual certifications, and monthly self-assessments. Set it once and ensure permanent readiness for external reviews.

Functional Policy Mapping

Upload your P&P manuals and map every policy statement to a functional, trackable control. Turn your compliance manuals into active, evidence-generating assets.

Efficiency & Oversight ROI

Hiring a full-time compliance officer to manually collect evidence costs $120k to $180k. Canarie provides superior oversight capacity and continuous readiness for a fraction of the cost, augmenting your existing team's performance.

Manual Evidence Collection

$150k+ /year

Canarie

$24k /avg.

Quarterly Performance

Evidence generated instantly

Regulator Review

1-click export for oversight

Continuous Monitoring

Automated proof of program

Achieve total oversight confidence.

Shift from periodic compliance to continuous performance proof. Ready for any review, any time.

Flexible for all regulatory oversight bodies