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Who We Serve · Fintechs

Prove your program runs,
sponsor bank or regulator

Whether you operate under a sponsor bank or hold your own licenses, Canarie turns your policies, controls, and evidence into one package. Show controls, owners, completions, approvals, and the audit trail in minutes, not weeks.

FOR FINTECHS & NEOBANKSSPONSOR-LED · DIRECTLY LICENSEDSCROLL TO EXPLORE
Two Paths, One Ledger

Built for every
fintech path

Path 01 · Under a sponsor bank
Bank partner requirements

Satisfy your sponsor bank's oversight with automated MSA-to-checklist mapping and instant diligence responses.

  • Questionnaire automation
  • MSA obligation tracking
  • Partner diligence portal exports
Sponsor-ledBaaS
Path 02 · Directly licensed
Direct licensing obligations

Manage multi-state examinations and direct agency audits with one centralized compliance program.

  • Multi-state license scaling
  • Direct agency examination tools
  • Control evidence mapping
State examsNYDFS
Audit Readiness

Audit readiness in one click

Generate partner evidence reports or regulatory exam packages instantly. Canarie assembles controls, owners, completions, approvals, and the audit trail into formats that satisfy both bank partners and direct government examiners.

Minutes
Not weeks, per request
1 record
Sponsor diligence & examiners
EXAM_PACKAGE_EXPORTVERIFIED
09:12:04[PACKAGE_ASSEMBLED]Regulatory_Exam_Package_Q3.pdf · Prepared for state regulatory commission · ID: EXAM-772-L.
09:12:05[MATCH]Policy inventory access logs · Mapped to examiner request item 1 of 3.
09:12:05[MATCH]Complaint management workflow · Timestamped records attached for every control activity.
09:12:06[MATCH]Capital adequacy reports · Verified and signed · Ready for sponsor diligence or direct examiner.
Scale Without Headcount

Add partners and states, not analysts

Expanding your footprint usually means hiring teams of analysts. With Canarie, adding a new bank partner, a new state, or a new product line does not mean hiring two more people.

01 · Reuse
Cross-program mapping

Map one piece of evidence across multiple partners or state regulators. Upload once, satisfy many.

02 · Compare
Regulatory delta analysis

Instantly see the gap between your current program and a new partner's or state's requirements.

03 · Grow
Operational ROI

Maintain 5+ bank partnerships and 20+ state licenses with the same headcount you had at seed stage.

Evidence Reuse

One completed control satisfies every partner and regulator that requires it. The work happens once; the proof travels everywhere.

1 : many
Evidence to obligations
5+ / 20+
Partnerships / state licenses

Show your sponsor bank what compliance execution looks like

One living record of what must happen, what happened, and who approved it. The same answer for a sponsor's diligence team or a direct examiner.