Internal compliance
Give recurring policy reviews, controls, and attestations a consistent cadence as your organization grows.
Who We Serve · Fintechs & Program Managers
Grow your programs, not your compliance headcount
New products and bank relationships bring more requirements. Canarie helps fintechs and program managers coordinate internal compliance and bank partner work with clear ownership, recurring reviews, and evidence ready for reporting and audit.
Recurring work, clearly owned
More capacity. The same accountability.
Give your team a consistent way to manage recurring compliance work while keeping judgment, review, and approval with the people responsible.
Bank partner requirements
Connect partner commitments to owners, recurring tasks, and evidence for bank review.
Products & programs
Keep compliance work visible as new products and programs introduce requirements. Your team reviews what applies.
Reporting & audit evidence
Bring completions, approvals, and supporting records together for partner reporting and audit requests.
Two Paths, One Ledger
Built for everyfintech path
Path 01 · Under a sponsor bank
Bank partner requirements
Turn bank partner requirements into recurring work and supporting evidence that your team can review before submission.
- Questionnaire automation
- MSA obligation tracking
- Partner diligence portal exports
Path 02 · Directly licensed
Direct licensing obligations
Manage multi-state examinations and direct agency audits with one centralized compliance program.
- Multi-state license scaling
- Direct agency examination tools
- Control evidence mapping
Audit Readiness
A connected record for reporting and audit
Bring controls, owners, completions, approvals, and supporting evidence together for partner reporting and regulatory exams. Your team reviews the package and determines what each request needs.
Minutes
Not weeks, per request
1 record
Sponsor diligence & examiners
Scale Without Headcount
Add partners and states, not analysts
New products and partnerships add work. A consistent process for requirements, owners, reviews, and evidence helps your existing team manage that work without rebuilding it for every program.
01 · Reuse
Cross-program mapping
Link supporting evidence to relevant obligations across programs. Review its scope before reusing it for another partner or regulator.
02 · Compare
Regulatory delta analysis
Instantly see the gap between your current program and a new partner's or state's requirements.
03 · Grow
Operational ROI
Reduce repeated coordination across bank partnerships, products, and licensing obligations so your team can focus on review and decisions.
Evidence Reuse
Reuse the supporting record where requirements overlap. Your team checks whether the evidence meets each partner’s or regulator’s request before it is submitted.
1 : many
Evidence to obligations
5+ / 20+
Partnerships / state licenses
A focused starting point
Start with one recurring workflow, not a program overhaul.
Choose the work putting the most pressure on your team. Agree on the requirements, owners, review steps, and evidence you need before expanding to more of the program.
01 · Scope
Choose the work
Start with a recurring review, control test, or partner reporting cycle. Define what completion should look like.
02 · Review
Keep people accountable
Confirm the requirements, cadence, owners, and approval path with the people responsible for the program.
03 · Expand
Build from a working process
Review the completed work and supporting evidence together. Decide where the same approach makes sense next.
Trust & accountability
Support your judgment. Don’t replace it.
Canarie helps organize and execute recurring work. Your team retains judgment, review, and approval—and responsibility for the compliance program. Review our data protection practices, access controls, and service providers as part of your diligence.
Build capacity for your next stage of growth
Start with one internal compliance or bank reporting workflow. Your team keeps ownership of the decisions, reviews, and approvals.