Build a compliance program that scales with you.
Whether you operate through a sponsor bank or hold your own licenses, Canarie turns your policies into an operating compliance program in days. No generic frameworks. No blank templates. We start from your work and automate it.
Program Integrity
Institutional Ledger
Regulatory Coverage
99.2%
Diligence Findings
0
Active Controls
284
“Canarie gave us the institutional-grade compliance infrastructure to satisfy direct examiners across every state we operate in.”
Built for Every Fintech Path
Whether you're building on a partner's charter or your own, Canarie provides the definitive record of compliance.
Bank Partner Requirements
Satisfy your sponsor bank's oversight with automated MSA-to-checklist mapping and instant diligence responses.
Partner MSA Extraction
Quarterly InfoSec Attestation
Extracted from Exhibit C, Sec 4.2
AML Transaction Logs
Auto-mapped to partner questionnaire
Core Capabilities
- Questionnaire Automation
- MSA Obligation Tracking
- Partner Diligence Portal Exports
Direct Licensing Obligations
Manage multi-state regulatory examinations and direct agency audits with a centralized compliance program.
State Exam Preparedness
NYDFS Part 500 Evidence
32 controls mapped and verified
New State Licensing Delta
California vs. Texas regulatory gaps identified
Core Capabilities
- Multi-State License Scaling
- Direct Agency Examination Tools
- Control Evidence Mapping
Policies Validated Against the Actual Rules
Canarie reads the regulatory text—federal, state, and partner-specific—so your team doesn't have to. Upload your policies and get an instant report on gaps, outdated language, and missing requirements.
Gap & Coverage Analysis
Cross-references your policies against applicable regulations and flags what's missing or insufficiently addressed.
Multi-Jurisdiction Coverage
Expanding to a new state? Canarie identifies what your existing policies already cover and what the new jurisdiction requires.
Regulation-to-Policy Traceability
Every control maps back to the specific rule it satisfies. When a partner bank or examiner asks, the answer is instant.
Your §2.1 addresses FinCEN registration and state-level MTL requirements.
No policy language addresses digital interface design prohibitions. New sub-section required.
§6.3 references pre-2024 DFPI disclosure rules. Updated requirements effective Jan 2025.
Your §9.1 satisfies sponsor bank information security attestation requirements.
2
Covered
1
Gap
1
Outdated
Direct Audit Readiness
Prepared for: State Regulatory Commission · 2025
VERIFIED
ID: EXAM-772-L
Institutional-Grade Digital Signature
Audit Readiness in One Click
Generate partner evidence reports or regulatory exam packages instantly. Canarie assembles your evidence into formats that satisfy both bank partners and direct government examiners.
- Policy-to-evidence mapping for examiners
- Timestamped records for every control activity
- Automated questionnaire responses for bank partners
Scale without Headcount
Expanding your footprint usually means hiring teams of analysts. With Canarie, adding a new bank partner, a new state, or a new product line does not mean hiring two more people.
Cross-Program Mapping
Map one piece of evidence across multiple partners or state regulators. Upload once, satisfy many.
Regulatory Delta Analysis
Instantly see the gap between your current program and a new partner’s or state’s requirements.
Operational ROI
Maintain 5+ bank partnerships and 20+ state licenses with the same headcount you had at seed stage.
4.2x
Scale Velocity
“Canarie gave us a definitive source of truth that satisfied our largest bank partners and direct examiners during our most critical growth phase.”
Chief Compliance Officer
Series B Fintech Lender