Exam Preparation
Lending Compliance Exam Preparation for Community Banks
Lending compliance examinations evaluate your compliance with lending regulations including TILA, RESPA, and ECOA. Canarie helps you maintain evidence of compliant lending operations across the loan lifecycle. Specifically tailored for the unique examination requirements facing community banks.
Community Banks Exam Preparation Challenges
Lean compliance teams wearing multiple hats
Same regulatory scrutiny as larger banks
Limited budget for compliance technology
Managing multiple examiner relationships
Keeping up with regulatory changes
Examining Agencies
CFPBFDICOCCFederal Reserve
Exam Frequency
Every 12-18 months
Preparation Steps for Community Banks
1
Review lending disclosure procedures2
Compile closing disclosure accuracy3
Document APR calculation verification4
Gather escrow account compliance5
Prepare fair lending monitoring6
Document quality control testing7
Compile exception trackingEvidence Examiners Expect
Lending policies and procedures
Disclosure accuracy testing
APR calculation documentation
Escrow account records
Fair lending monitoring results
Quality control test results
Exception and override tracking
Related Compliance Areas for Community Banks
Safety and soundnessBSA/AMLConsumer complianceFair lendingCRA
Frequently Asked Questions
Other Exams for Community Banks
BSA/AML Exam Preparation
Execute BSA/AML exam preparation with automated evidence capture and workflow management.
Fair Lending Exam Preparation
Demonstrate fair lending compliance with systematic evidence capture and monitoring workflows.
Consumer Compliance Exam Preparation
Prepare for consumer compliance examinations with comprehensive evidence capture across all regulations.
Lending Compliance Exam Preparation for Other Industries
Transform Lending Compliance Exam Preparation for Your Community Bank
See how community banks prepare for examinations in days, not weeks.