Exam Preparation
Lending Compliance Exam Preparation for Neobanks
Lending compliance examinations evaluate your compliance with lending regulations including TILA, RESPA, and ECOA. Canarie helps you maintain evidence of compliant lending operations across the loan lifecycle. Specifically tailored for the unique examination requirements facing neobanks.
Neobanks Exam Preparation Challenges
Meeting sponsor bank compliance requirements
Building compliance credibility
Scaling compliance with user growth
Preparing for potential direct regulation
Managing third-party risk
Examining Agencies
CFPBFDICOCCFederal Reserve
Exam Frequency
Every 12-18 months
Preparation Steps for Neobanks
1
Review lending disclosure procedures2
Compile closing disclosure accuracy3
Document APR calculation verification4
Gather escrow account compliance5
Prepare fair lending monitoring6
Document quality control testing7
Compile exception trackingEvidence Examiners Expect
Lending policies and procedures
Disclosure accuracy testing
APR calculation documentation
Escrow account records
Fair lending monitoring results
Quality control test results
Exception and override tracking
Related Compliance Areas for Neobanks
BSA/AML programConsumer protectionData privacyThird-party risk managementSponsor bank requirements
Frequently Asked Questions
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Transform Lending Compliance Exam Preparation for Your Neobank
See how neobanks prepare for examinations in days, not weeks.