Canarie AI

Exam Preparation

NYHigh Complexity

Lending Compliance Exam Preparation for New York

Prepare for lending compliance examinations with comprehensive TILA, RESPA, and ECOA evidence. Tailored for financial institutions operating in New York.

More for New York

New York Regulatory Environment

Financial institutions preparing for lending compliance exam in New York navigate specific state requirements:

NYDFS oversight and examination
Cybersecurity regulation (23 NYCRR 500)
BitLicense for crypto
Active enforcement
Industry-leading standards

Examining Agencies

CFPB
FDIC
OCC
Federal Reserve
New York State Regulators

Examination Frequency

Every 12-18 months

NY state examinations may occur on a separate schedule.

The Exam Preparation Challenge in New York

New York institutions preparing for lending compliance exam must satisfy both federal and state examiner expectations. Most institutions spend weeks collecting evidence and organizing documentation for multiple regulators. With Canarie, evidence is captured automatically and organized for both NY state and federal examiners.

Preparation Steps for NY

1
Review lending disclosure procedures
2
Compile closing disclosure accuracy
3
Document APR calculation verification
4
Gather escrow account compliance
5
Prepare fair lending monitoring
6
Document quality control testing
7
Compile exception tracking

Evidence NY Examiners Expect

Canarie automatically captures evidence for both NY state and federal examiner expectations. No last-minute scrambling.

Lending policies and procedures
Disclosure accuracy testing
APR calculation documentation
Escrow account records
Fair lending monitoring results
Quality control test results
Exception and override tracking

How Canarie Transforms Exam Prep for NY Institutions

Dual-Purpose Evidence

Evidence captured once, organized for both NY state and federal examiners.

State-Specific Packages

Export evidence packages tailored to NY examiner expectations.

Always Exam-Ready

Reduce exam prep from weeks to days with continuous evidence capture.

Frequently Asked Questions

Transform Your Lending Compliance Exam Preparation in New York

See how NY institutions prepare for examinations in days, not weeks.