Exam Preparation
HMDA Exam Preparation for Mortgage Lenders
Home Mortgage Disclosure Act examinations focus on data accuracy, reporting completeness, and fair lending analysis. Canarie helps you maintain evidence of HMDA data quality controls and reporting procedures. Specifically tailored for the unique examination requirements facing mortgage lenders.
Mortgage Lenders Exam Preparation Challenges
Complex disclosure requirements
Fair lending scrutiny
Servicing compliance
Multi-state licensing
CFPB examination readiness
Examining Agencies
CFPBFDICOCCFederal Reserve
Exam Frequency
As part of consumer compliance or fair lending examination
Preparation Steps for Mortgage Lenders
1
Review HMDA data quality controls2
Compile data scrubbing documentation3
Document geocoding accuracy4
Gather LAR validation results5
Prepare resubmission tracking6
Document training on data collection7
Compile internal audit resultsEvidence Examiners Expect
HMDA policy and procedures
Data quality control documentation
Geocoding accuracy reports
LAR validation and error tracking
Resubmission history
Staff training records
Internal audit findings
Related Compliance Areas for Mortgage Lenders
TILA-RESPA complianceFair lendingServicing requirementsState-specific requirementsQM/ATR compliance
Frequently Asked Questions
Other Exams for Mortgage Lenders
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Fair Lending Exam Preparation
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Consumer Compliance Exam Preparation
Prepare for consumer compliance examinations with comprehensive evidence capture across all regulations.
Transform HMDA Exam Preparation for Your Mortgage Lender
See how mortgage lenders prepare for examinations in days, not weeks.