12 CFR Part 1024

RESPA/Reg X Compliance Execution

Real Estate Settlement Procedures Act / Regulation X

The Real Estate Settlement Procedures Act governs real estate settlement processes and mortgage servicing. Canarie helps you execute RESPA compliance through automated workflows for disclosure requirements, escrow management, and loss mitigation procedures.

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Key Requirements

1
Loan Estimate and Closing Disclosure requirements
2
Escrow account management
3
Loss mitigation procedures
4
Error resolution requirements
5
Information request handling
6
Servicing transfer requirements

The Compliance Execution Challenge

Most institutions struggle with recurring RESPA/Reg X Compliance Execution requirements. Policy reviews get missed, attestations are chased manually, and evidence is scattered across systems. When examiners ask for proof, teams scramble to piece together documentation.

The Canarie Execution Layer

Canarie transforms RESPA/Reg X Compliance Execution compliance from periodic scrambles into continuous execution. Recurring tasks are automated, evidence is captured as work is completed, and proof of compliance is always ready for examiners.

Automated Workflows

Recurring compliance tasks are scheduled, assigned, and tracked automatically.

Evidence Capture

Evidence is captured automatically as compliance work is completed. No manual collection.

Audit Trails

Complete audit trails show who did what, when, with immutable records.

Examiner-Ready Export

Export organized evidence packages in formats examiners expect.

Non-Compliance Risks

Actual damages
Statutory damages up to $2,000
Pattern or practice penalties up to $1M per day
Attorney fees and costs

Frequently Asked Questions

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