Exam Preparation

CRA Exam Preparation

Community Reinvestment Act examinations evaluate your institution's record of meeting community credit needs. Canarie helps you maintain evidence of CRA activities, from lending in assessment areas to community development investments to service delivery.

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Examining Agencies

FDIC
OCC
Federal Reserve

Examination Frequency

Every 2-5 years depending on asset size and rating

The Exam Preparation Challenge

Most institutions spend weeks preparing for examinations, scrambling to collect evidence, chasing attestations, and piecing together documentation. With Canarie, evidence is captured automatically as compliance work is completed, transforming exam prep from weeks to days.

Preparation Steps

1
Update assessment area analysis
2
Compile lending data by geography
3
Document community development activities
4
Gather service delivery evidence
5
Prepare response to community needs assessment
6
Compile innovative and flexible lending documentation
7
Document community partnerships

Evidence Examiners Expect

Canarie automatically captures this evidence as your team completes compliance work. No last-minute scrambling.

Assessment area delineation
Lending distribution analysis
Community development loan documentation
Investment and grant records
Service delivery documentation
Community contact feedback
Board CRA oversight evidence

How Canarie Transforms Exam Preparation

Continuous Evidence Capture

Evidence is captured automatically as compliance work is completed. No manual collection needed.

Examiner-Ready Packages

Export organized evidence packages in formats examiners expect, organized by requirement.

Weeks to Days

Reduce exam prep time by 70-80% by eliminating manual evidence collection and organization.

Frequently Asked Questions

Transform Your CRA Exam Preparation

See how leading institutions prepare for examinations in days, not weeks.