Exam Preparation
Lending Compliance Exam Preparation for Consumer Lenders
Lending compliance examinations evaluate your compliance with lending regulations including TILA, RESPA, and ECOA. Canarie helps you maintain evidence of compliant lending operations across the loan lifecycle. Specifically tailored for the unique examination requirements facing consumer lenders.
Consumer Lenders Exam Preparation Challenges
Multi-jurisdictional requirements
Consumer protection scrutiny
State rate and fee limitations
Fair lending requirements
CFPB oversight
Examining Agencies
CFPBFDICOCCFederal Reserve
Exam Frequency
Every 12-18 months
Preparation Steps for Consumer Lenders
1
Review lending disclosure procedures2
Compile closing disclosure accuracy3
Document APR calculation verification4
Gather escrow account compliance5
Prepare fair lending monitoring6
Document quality control testing7
Compile exception trackingEvidence Examiners Expect
Lending policies and procedures
Disclosure accuracy testing
APR calculation documentation
Escrow account records
Fair lending monitoring results
Quality control test results
Exception and override tracking
Related Compliance Areas for Consumer Lenders
TILA/Reg ZECOA/Reg BFCRAUDAAPState-specific requirements
Frequently Asked Questions
Other Exams for Consumer Lenders
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Demonstrate fair lending compliance with systematic evidence capture and monitoring workflows.
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Prepare for consumer compliance examinations with comprehensive evidence capture across all regulations.
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Transform Lending Compliance Exam Preparation for Your Consumer Lender
See how consumer lenders prepare for examinations in days, not weeks.