Exam Preparation
Consumer Compliance Exam Preparation for Consumer Lenders
Consumer compliance examinations cover a broad range of regulations: TILA, RESPA, ECOA, FCRA, and more. Canarie helps you maintain evidence of compliance across all consumer protection requirements, organized by regulation and ready for examiner review. Specifically tailored for the unique examination requirements facing consumer lenders.
Consumer Lenders Exam Preparation Challenges
Multi-jurisdictional requirements
Consumer protection scrutiny
State rate and fee limitations
Fair lending requirements
CFPB oversight
Examining Agencies
CFPBFDICOCCFederal ReserveNCUA
Exam Frequency
Every 12-18 months
Preparation Steps for Consumer Lenders
1
Update consumer compliance risk assessment2
Review disclosure accuracy and timing3
Compile complaint management evidence4
Document training completion across regulations5
Gather policy review attestations6
Prepare monitoring and testing results7
Compile corrective action documentationEvidence Examiners Expect
Consumer compliance policies and procedures
Risk assessment by regulation
Disclosure testing results
Complaint log and resolution documentation
Training records by regulation
Monitoring and audit findings
Corrective action tracking
Related Compliance Areas for Consumer Lenders
TILA/Reg ZECOA/Reg BFCRAUDAAPState-specific requirements
Frequently Asked Questions
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Execute safety and soundness exam preparation with evidence of sound risk management practices.
Consumer Compliance Exam Preparation for Other Industries
Transform Consumer Compliance Exam Preparation for Your Consumer Lender
See how consumer lenders prepare for examinations in days, not weeks.