12 CFR Part 1024

RESPA/Reg X Compliance Execution for Consumer Lenders

The Real Estate Settlement Procedures Act governs real estate settlement processes and mortgage servicing. Canarie helps you execute RESPA compliance through automated workflows for disclosure requirements, escrow management, and loss mitigation procedures. Specifically tailored for the compliance requirements of consumer lenders.

More for Consumer Lenders

Key Requirements

1
Loan Estimate and Closing Disclosure requirements
2
Escrow account management
3
Loss mitigation procedures
4
Error resolution requirements
5
Information request handling
6
Servicing transfer requirements

Consumer Lenders Compliance Challenges

Multi-jurisdictional requirements
Consumer protection scrutiny
State rate and fee limitations
Fair lending requirements
CFPB oversight

How Canarie Helps Consumer Lenders

Automated Workflows

Recurring RESPA/Reg X Compliance Execution tasks are scheduled, assigned, and tracked automatically.

Evidence Capture

Evidence is captured automatically as compliance work is completed.

Audit Trails

Complete audit trails show who did what, when, with immutable records.

Examiner-Ready Export

Export organized evidence packages in formats examiners expect.

Non-Compliance Risks

Actual damages
Statutory damages up to $2,000
Pattern or practice penalties up to $1M per day
Attorney fees and costs

Frequently Asked Questions

Automate RESPA/Reg X Compliance Execution for Your Consumer Lender

See how consumer lenders execute compliance with confidence.