12 CFR Part 1026

TILA/Reg Z Compliance Execution for Consumer Lenders

The Truth in Lending Act requires accurate and timely disclosure of credit terms to consumers. Canarie helps you execute TILA compliance through automated workflows for disclosure reviews, APR verification, and quality control testing. Specifically tailored for the compliance requirements of consumer lenders.

More for Consumer Lenders

Key Requirements

1
Loan Estimate and Closing Disclosure accuracy
2
APR calculation accuracy
3
Periodic statement requirements
4
Right of rescission procedures
5
Advertising disclosure requirements
6
Record retention

Consumer Lenders Compliance Challenges

Multi-jurisdictional requirements
Consumer protection scrutiny
State rate and fee limitations
Fair lending requirements
CFPB oversight

How Canarie Helps Consumer Lenders

Automated Workflows

Recurring TILA/Reg Z Compliance Execution tasks are scheduled, assigned, and tracked automatically.

Evidence Capture

Evidence is captured automatically as compliance work is completed.

Audit Trails

Complete audit trails show who did what, when, with immutable records.

Examiner-Ready Export

Export organized evidence packages in formats examiners expect.

Non-Compliance Risks

Statutory damages up to $4,000 for individual violations
Class action liability up to $1M or 1% of net worth
Actual damages
Attorney fees and court costs

Frequently Asked Questions

Automate TILA/Reg Z Compliance Execution for Your Consumer Lender

See how consumer lenders execute compliance with confidence.