Canarie AI

12 CFR Part 1026

TILA/Reg Z Compliance Execution for Regional Banks

The Truth in Lending Act requires accurate and timely disclosure of credit terms to consumers. Canarie helps you execute TILA compliance through automated workflows for disclosure reviews, APR verification, and quality control testing. Specifically tailored for the compliance requirements of regional banks.

More for Regional Banks

Key Requirements

1
Loan Estimate and Closing Disclosure accuracy
2
APR calculation accuracy
3
Periodic statement requirements
4
Right of rescission procedures
5
Advertising disclosure requirements
6
Record retention

Regional Banks Compliance Challenges

Multi-state regulatory complexity
Coordinating compliance across business lines
Scaling compliance with growth
Managing multiple examiner relationships
Consistent policy implementation

How Canarie Helps Regional Banks

Automated Workflows

Recurring TILA/Reg Z Compliance Execution tasks are scheduled, assigned, and tracked automatically.

Evidence Capture

Evidence is captured automatically as compliance work is completed.

Audit Trails

Complete audit trails show who did what, when, with immutable records.

Examiner-Ready Export

Export organized evidence packages in formats examiners expect.

Non-Compliance Risks

Statutory damages up to $4,000 for individual violations
Class action liability up to $1M or 1% of net worth
Actual damages
Attorney fees and court costs

Frequently Asked Questions

Automate TILA/Reg Z Compliance Execution for Your Regional Bank

See how regional banks execute compliance with confidence.