31 CFR 1020.220

CIP Compliance Execution for Licensed Fintechs

Customer Identification Program requirements mandate verification of customer identity at account opening. Canarie helps you execute CIP compliance through automated workflows for identity verification, document collection, and compliance monitoring. Specifically tailored for the compliance requirements of licensed fintechs.

More for Licensed Fintechs

Key Requirements

1
Identity verification procedures
2
Document collection and retention
3
Risk-based procedures
4
OFAC screening at account opening
5
Notice to customers
6
Record retention

Licensed Fintechs Compliance Challenges

Managing licenses across 50+ jurisdictions
Tracking state-specific requirements
License renewal management
State examiner relationships
Scaling to new states efficiently

How Canarie Helps Licensed Fintechs

Automated Workflows

Recurring CIP Compliance Execution tasks are scheduled, assigned, and tracked automatically.

Evidence Capture

Evidence is captured automatically as compliance work is completed.

Audit Trails

Complete audit trails show who did what, when, with immutable records.

Examiner-Ready Export

Export organized evidence packages in formats examiners expect.

Non-Compliance Risks

BSA civil money penalties
Regulatory enforcement actions
Consent orders

Frequently Asked Questions

Automate CIP Compliance Execution for Your Licensed Fintech

See how licensed fintechs execute compliance with confidence.