Exam Preparation
Mortgage Servicing Exam Preparation for Consumer Lenders
Mortgage servicing examinations scrutinize your loss mitigation practices, escrow management, and borrower communications. Canarie helps you maintain evidence of compliant servicing practices throughout the examination cycle. Specifically tailored for the unique examination requirements facing consumer lenders.
Consumer Lenders Exam Preparation Challenges
Multi-jurisdictional requirements
Consumer protection scrutiny
State rate and fee limitations
Fair lending requirements
CFPB oversight
Examining Agencies
CFPBOCCFDICState regulators
Exam Frequency
Every 12-24 months
Preparation Steps for Consumer Lenders
1
Review loss mitigation procedures2
Compile escrow analysis documentation3
Document borrower communication compliance4
Gather complaint resolution evidence5
Prepare payment application documentation6
Document quality control testing results7
Compile training completion recordsEvidence Examiners Expect
Loss mitigation policies and procedures
Escrow account management records
Borrower communication logs
Complaint tracking and resolution
Payment processing documentation
Quality control testing results
Servicing transfer documentation
Related Compliance Areas for Consumer Lenders
TILA/Reg ZECOA/Reg BFCRAUDAAPState-specific requirements
Frequently Asked Questions
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Prepare for consumer compliance examinations with comprehensive evidence capture across all regulations.
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Transform Mortgage Servicing Exam Preparation for Your Consumer Lender
See how consumer lenders prepare for examinations in days, not weeks.