Exam Preparation

Mortgage Servicing Exam Preparation for Neobanks

Mortgage servicing examinations scrutinize your loss mitigation practices, escrow management, and borrower communications. Canarie helps you maintain evidence of compliant servicing practices throughout the examination cycle. Specifically tailored for the unique examination requirements facing neobanks.

More for Neobanks

Neobanks Exam Preparation Challenges

Meeting sponsor bank compliance requirements
Building compliance credibility
Scaling compliance with user growth
Preparing for potential direct regulation
Managing third-party risk

Examining Agencies

CFPBOCCFDICState regulators

Exam Frequency

Every 12-24 months

Preparation Steps for Neobanks

1
Review loss mitigation procedures
2
Compile escrow analysis documentation
3
Document borrower communication compliance
4
Gather complaint resolution evidence
5
Prepare payment application documentation
6
Document quality control testing results
7
Compile training completion records

Evidence Examiners Expect

Loss mitigation policies and procedures
Escrow account management records
Borrower communication logs
Complaint tracking and resolution
Payment processing documentation
Quality control testing results
Servicing transfer documentation

Related Compliance Areas for Neobanks

BSA/AML programConsumer protectionData privacyThird-party risk managementSponsor bank requirements

Frequently Asked Questions

Transform Mortgage Servicing Exam Preparation for Your Neobank

See how neobanks prepare for examinations in days, not weeks.