12 CFR Parts 25, 228, 345

CRA Compliance Execution for Community Banks

The Community Reinvestment Act requires financial institutions to meet the credit needs of their communities. Canarie helps you execute CRA compliance through automated workflows for community development tracking and documentation. Specifically tailored for the compliance requirements of community banks.

More for Community Banks

Key Requirements

1
Assessment area delineation
2
Lending test performance
3
Investment test documentation
4
Service test requirements
5
Community development activities
6
Public file maintenance

Community Banks Compliance Challenges

Lean compliance teams wearing multiple hats
Same regulatory scrutiny as larger banks
Limited budget for compliance technology
Managing multiple examiner relationships
Keeping up with regulatory changes

How Canarie Helps Community Banks

Automated Workflows

Recurring CRA Compliance Execution tasks are scheduled, assigned, and tracked automatically.

Evidence Capture

Evidence is captured automatically as compliance work is completed.

Audit Trails

Complete audit trails show who did what, when, with immutable records.

Examiner-Ready Export

Export organized evidence packages in formats examiners expect.

Non-Compliance Risks

CRA rating downgrade
Denial of applications for expansion
Merger and acquisition restrictions
Increased regulatory scrutiny

Frequently Asked Questions

Automate CRA Compliance Execution for Your Community Bank

See how community banks execute compliance with confidence.