12 CFR Parts 25, 228, 345

CRA Compliance Execution

Community Reinvestment Act

The Community Reinvestment Act requires financial institutions to meet the credit needs of their communities. Canarie helps you execute CRA compliance through automated workflows for community development tracking and documentation.

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Key Requirements

1
Assessment area delineation
2
Lending test performance
3
Investment test documentation
4
Service test requirements
5
Community development activities
6
Public file maintenance

The Compliance Execution Challenge

Most institutions struggle with recurring CRA Compliance Execution requirements. Policy reviews get missed, attestations are chased manually, and evidence is scattered across systems. When examiners ask for proof, teams scramble to piece together documentation.

The Canarie Execution Layer

Canarie transforms CRA Compliance Execution compliance from periodic scrambles into continuous execution. Recurring tasks are automated, evidence is captured as work is completed, and proof of compliance is always ready for examiners.

Automated Workflows

Recurring compliance tasks are scheduled, assigned, and tracked automatically.

Evidence Capture

Evidence is captured automatically as compliance work is completed. No manual collection.

Audit Trails

Complete audit trails show who did what, when, with immutable records.

Examiner-Ready Export

Export organized evidence packages in formats examiners expect.

Non-Compliance Risks

CRA rating downgrade
Denial of applications for expansion
Merger and acquisition restrictions
Increased regulatory scrutiny

Frequently Asked Questions

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