12 CFR Part 1003

HMDA Compliance Execution

Home Mortgage Disclosure Act

The Home Mortgage Disclosure Act requires collection and reporting of mortgage lending data. Canarie helps you execute HMDA compliance through automated workflows for data quality control, validation, and timely reporting.

Explore Solutions

Key Requirements

1
Loan Application Register maintenance
2
Data collection and accuracy
3
Annual data submission
4
Public disclosure requirements
5
Record retention
6
Geocoding accuracy

The Compliance Execution Challenge

Most institutions struggle with recurring HMDA Compliance Execution requirements. Policy reviews get missed, attestations are chased manually, and evidence is scattered across systems. When examiners ask for proof, teams scramble to piece together documentation.

The Canarie Execution Layer

Canarie transforms HMDA Compliance Execution compliance from periodic scrambles into continuous execution. Recurring tasks are automated, evidence is captured as work is completed, and proof of compliance is always ready for examiners.

Automated Workflows

Recurring compliance tasks are scheduled, assigned, and tracked automatically.

Evidence Capture

Evidence is captured automatically as compliance work is completed. No manual collection.

Audit Trails

Complete audit trails show who did what, when, with immutable records.

Examiner-Ready Export

Export organized evidence packages in formats examiners expect.

Non-Compliance Risks

Civil money penalties up to $50,000 per day
CFPB enforcement actions
Reputational risk from public data

Frequently Asked Questions

Automate Your HMDA Compliance Execution

See how leading institutions execute compliance with confidence.