Exam Preparation
HMDA Exam Preparation for Consumer Lenders
Home Mortgage Disclosure Act examinations focus on data accuracy, reporting completeness, and fair lending analysis. Canarie helps you maintain evidence of HMDA data quality controls and reporting procedures. Specifically tailored for the unique examination requirements facing consumer lenders.
Consumer Lenders Exam Preparation Challenges
Multi-jurisdictional requirements
Consumer protection scrutiny
State rate and fee limitations
Fair lending requirements
CFPB oversight
Examining Agencies
CFPBFDICOCCFederal Reserve
Exam Frequency
As part of consumer compliance or fair lending examination
Preparation Steps for Consumer Lenders
1
Review HMDA data quality controls2
Compile data scrubbing documentation3
Document geocoding accuracy4
Gather LAR validation results5
Prepare resubmission tracking6
Document training on data collection7
Compile internal audit resultsEvidence Examiners Expect
HMDA policy and procedures
Data quality control documentation
Geocoding accuracy reports
LAR validation and error tracking
Resubmission history
Staff training records
Internal audit findings
Related Compliance Areas for Consumer Lenders
TILA/Reg ZECOA/Reg BFCRAUDAAPState-specific requirements
Frequently Asked Questions
Other Exams for Consumer Lenders
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Fair Lending Exam Preparation
Demonstrate fair lending compliance with systematic evidence capture and monitoring workflows.
Consumer Compliance Exam Preparation
Prepare for consumer compliance examinations with comprehensive evidence capture across all regulations.
Transform HMDA Exam Preparation for Your Consumer Lender
See how consumer lenders prepare for examinations in days, not weeks.