Canarie AI

Exam Preparation

Fair Lending Exam Preparation for Regional Banks

Fair lending examinations scrutinize your lending practices for discrimination and disparate impact. Canarie helps you maintain continuous evidence of your fair lending program, from policy reviews to monitoring activities to exception tracking. When examiners arrive, you demonstrate a well-documented program. Specifically tailored for the unique examination requirements facing regional banks.

More for Regional Banks

Regional Banks Exam Preparation Challenges

Multi-state regulatory complexity
Coordinating compliance across business lines
Scaling compliance with growth
Managing multiple examiner relationships
Consistent policy implementation

Examining Agencies

CFPBFDICOCCFederal ReserveDOJ

Exam Frequency

Every 2-3 years or as part of consumer compliance examination

Preparation Steps for Regional Banks

1
Update fair lending risk assessment
2
Review underwriting and pricing policies
3
Compile exception tracking documentation
4
Gather comparative file analysis results
5
Document complaint monitoring activities
6
Prepare HMDA data integrity evidence
7
Compile fair lending training records

Evidence Examiners Expect

Fair lending policy and procedures
Risk assessment documentation
Underwriting exception analysis
Pricing exception tracking
Comparative file review results
HMDA data quality reports
Fair lending training completion

Related Compliance Areas for Regional Banks

Enterprise compliance programBSA/AMLConsumer lending complianceMortgage complianceState-specific requirements

Frequently Asked Questions

Transform Fair Lending Exam Preparation for Your Regional Bank

See how regional banks prepare for examinations in days, not weeks.