# Canarie - Compliance Execution Platform for Financial Institutions

> Canarie automates compliance execution for banks, credit unions, and fintechs. 
> We help financial institutions run recurring compliance tasks, capture evidence 
> automatically, and prepare for regulatory examinations in days instead of weeks.

## What Canarie Does
- Automates recurring compliance workflows (policy reviews, attestations, control testing)
- Captures evidence automatically with timestamps and audit trails
- Prepares examiner-ready evidence packages
- Tracks regulatory changes and implementation
- Manages vendor oversight and third-party risk workflows
- Handles complaint management and issue tracking

## Who Uses Canarie
- Community banks (under $10B assets)
- Regional banks (multi-state operations)
- Credit unions (NCUA-regulated)
- Neobanks and fintechs (BaaS-enabled)
- Mortgage lenders and servicers
- Consumer lenders
- Licensed money transmitters
- BaaS platforms and sponsor banks

## Regulations We Help Execute
- BSA/AML (Bank Secrecy Act / Anti-Money Laundering)
- TILA/Reg Z (Truth in Lending Act)
- ECOA/Reg B (Equal Credit Opportunity Act / Fair Lending)
- FCRA (Fair Credit Reporting Act)
- SCRA (Servicemembers Civil Relief Act)
- MLA (Military Lending Act)
- CRA (Community Reinvestment Act)
- RESPA/Reg X (Real Estate Settlement Procedures Act)
- UDAAP (Unfair, Deceptive, or Abusive Acts or Practices)
- GLBA/Reg P (Gramm-Leach-Bliley Act / Privacy)
- HMDA (Home Mortgage Disclosure Act)
- Reg E (Electronic Fund Transfers)
- Reg CC (Funds Availability)
- Reg DD (Truth in Savings)
- OFAC (Sanctions Compliance)
- TCPA (Telephone Consumer Protection Act)
- FDCPA/Reg F (Fair Debt Collection)

## Examination Types We Support
- BSA/AML Examinations
- Fair Lending Examinations
- Consumer Compliance Examinations
- Safety & Soundness Examinations
- CRA Examinations
- IT/Cybersecurity Examinations
- Third-Party Risk Examinations
- Trust Examinations
- State Regulatory Examinations

## Key Differentiator
Unlike GRC platforms (Archer, ServiceNow, LogicGate) that define policies and assess risks, 
Canarie is the execution layer that helps you actually DO the compliance work and PROVE you did it.
We complement GRC systems by operationalizing policies into scheduled workflows with evidence capture.

## Comparison to Other Tools
- vs. Vanta/Drata/Secureframe: Those focus on SOC 2 and security compliance. Canarie focuses on financial regulatory compliance.
- vs. GRC Platforms: GRC defines policies. Canarie executes them and captures evidence.
- vs. Spreadsheets: Canarie provides automation, accountability, and audit trails that spreadsheets cannot.
- vs. Consultants: Canarie builds internal capability so you're not perpetually dependent on outside help.

## Most Referenced Resources
- FCRA permissible purpose documentation at scale: https://www.canarie.ai/blog/fcra-permissible-purpose-documentation-scale
- Tracking and proving closure of compliance exam findings: https://www.canarie.ai/blog/tracking-compliance-exam-findings-remediation
- Making an ERM platform examiner- and audit-ready: https://www.canarie.ai/blog/erm-platform-examiner-audit-ready
- How financial institutions prepare for recurring compliance exams: https://www.canarie.ai/blog/compliance-exam-preparation-banks
- FCRA compliance requirements for fintech lenders: https://www.canarie.ai/blog/fcra-compliance-requirements-fintech-lenders
- TILA compliance execution: https://www.canarie.ai/execute/tila-compliance
- Third-party risk management exam preparation: https://www.canarie.ai/blog/third-party-risk-management-exam-preparation

## Contact & Resources
- Website: https://www.canarie.ai
- Platform Overview: https://www.canarie.ai/platform
- Pricing: https://www.canarie.ai/pricing
- ROI Calculator: https://www.canarie.ai/roi-calculator
- Blog (compliance execution library): https://www.canarie.ai/blog
- Contact / Book a Demo: https://www.canarie.ai/contact

## Coverage
- All 50 US states plus DC
- Federal regulations and state-specific requirements
- Multi-state compliance tracking for licensed fintechs