12 CFR Part 223

Reg W Compliance Execution for Fintech

Regulation W governs transactions between banks and their affiliates. Canarie helps you execute Reg W compliance through automated workflows for transaction tracking, limit monitoring, and collateral documentation. Specifically tailored for the compliance requirements of fintech.

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Key Requirements

1
Covered transaction identification
2
Quantitative limits compliance
3
Collateral requirements
4
Arms-length terms
5
Exemption documentation
6
Record retention

Fintech Compliance Challenges

Building compliance programs from scratch
Meeting sponsor bank requirements
Preparing for potential direct regulation
Scaling compliance with rapid growth
Managing multi-state licensing

How Canarie Helps Fintech

Automated Workflows

Recurring Reg W Compliance Execution tasks are scheduled, assigned, and tracked automatically.

Evidence Capture

Evidence is captured automatically as compliance work is completed.

Audit Trails

Complete audit trails show who did what, when, with immutable records.

Examiner-Ready Export

Export organized evidence packages in formats examiners expect.

Non-Compliance Risks

Civil money penalties
Regulatory enforcement actions
Transaction unwinding requirements

Frequently Asked Questions

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