12 CFR Part 1006

FDCPA/Reg F Compliance Execution for BaaS Platforms

The Fair Debt Collection Practices Act regulates debt collection communications and practices. Canarie helps you execute FDCPA compliance through automated workflows for communication limits, validation procedures, and compliance monitoring. Specifically tailored for the compliance requirements of baas platforms.

More for BaaS Platforms

Key Requirements

1
Communication frequency limits
2
Validation notice requirements
3
Cease communication requests
4
Prohibited practices avoidance
5
Time-barred debt disclosures
6
Electronic communication consent

BaaS Platforms Compliance Challenges

Oversight of multiple fintech partners
Demonstrating partner compliance to examiners
Scaling oversight with partner growth
Managing third-party risk at scale
Consistent compliance standards

How Canarie Helps BaaS Platforms

Automated Workflows

Recurring FDCPA/Reg F Compliance Execution tasks are scheduled, assigned, and tracked automatically.

Evidence Capture

Evidence is captured automatically as compliance work is completed.

Audit Trails

Complete audit trails show who did what, when, with immutable records.

Examiner-Ready Export

Export organized evidence packages in formats examiners expect.

Non-Compliance Risks

Actual damages
Statutory damages up to $1,000
Class action damages up to $500,000
Attorney fees and costs

Frequently Asked Questions

Automate FDCPA/Reg F Compliance Execution for Your BaaS Platform

See how baas platforms execute compliance with confidence.